I am going to get a little bit sidetracked away from the home with this post. I wanted to tell you about something that happened to me today that is an important issue about identity theft. I have become to relaize that if you search online or buy online, an Identifty theft prevention service is insurance that everyone should have.I was using by debit card at my local bank machine and when I punched in my numbers the machine ate my card. Luckily I was at the bank and they were open for another ten minutes. I went inside and asked the bank teller why this would happen. She informed me that at least 400 cards were cancelled by the bank that week because of a fraud alert at at least 5 stores in my area.I was taken back a bit by this because of the number of debit cards affected at this one bank. The teller said that that was only the number at their branch and that other banks had similar problems. She quickly got me a new card and set it up.This got me to thinking about the different identity theft prevention services and how important they are becoming. The teller informed me in a very polite and cheerful manner that at least they could only get a certain amount of money because withdrawals are limited to a certain amount. In short she said that they couldn’t drain my entire bank account because of the 2000 dollar 2 day limit. Well excuse me but that would sure hurt my monthly income level. I left the bank and on the way home when I was thinking about protecting mine and my wife’s account that the girl did not mention once about whether I was insured against identity theft or if the bank would repay what I lost.I looked online for identity theft protection services and agencies with a warranty if something did happen to my accounts. The two services that I found were lifelock and TrustID. Both if these companies offered good protection against credit and identity theft but I wanted a little more. Go here to check this service for yourself at TrustedID LifeLock its the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!Click here to get a 10% discount and review more detailsI reviewed TrustedID a bit more and found that they also offered services that I was interested in. I will just give you the bullet points and let you decide it I spent my money wisely.Fraud flags require companies to verify your identity before taking any action that could put your credit at risk, such as a new loan or credit card application.Social Security and Credit Card Number Scanning – They regularly patrol the black market Internet where identity thieves buy and sell credit card numbers. If they discover that your card numbers, you’ll be alerted immediately.Patrol the black market Internet where identity thieves buy and sell bank account numbers. Lost Wallet Protection – You can store your important information with TrustedID – credit and debit card numbers, insurance information and if you ever lose your wallet or need access to your information, just call and they will help you cancel your cards and replace them as quickly as possible. Medical Benefits Protection – One of the newest and most dangerous forms of identity theft is medical benefit fraud. They’ll help you review your medical benefit statements to ensure that you and your family are the only ones being treated with your medical benefits. Junk Mail Reduction – Removes your name from the most frequently used marketing databases. Stops pre-approved credit card offers – which I found out is a frequent source of identity theft. Go here to check this service for yourself They also have a 1,000,000 service warranty.TrustID was a little more expensive about 9 dollars more but for me it was worth it. I signed up today for their family plan and I believe it was the best 20 dollars a month I will ever spend to protect my wifes and my identity.
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